Before a San Antonio car accident lawyer argues about fault, the first job is finding what you are already owed. Most people carry coverage they do not know about.
Next Steps
What to Do After a Car Accident in San Antonio
Pull your own auto policy before you call anyone’s insurer, and look for two things: personal injury protection and uninsured motorist coverage. Both may already be sitting there, and both pay you regardless of who caused the crash. Then handle the basics in the right order. Get an SAPD report number. See a doctor the same day, because a gap before your first treatment is the argument every adjuster reaches for. Photograph the vehicles and the road before anything is towed. Exchange insurance information without discussing fault, give no recorded statement to the other driver’s carrier, and bring the policy to a car accident lawyer in San Antonio before you accept anything.
What a Car Accident Lawyer in San Antonio, TX Proves
Two Texas rules decide the size of most of these claims, and neither is about who ran the light. Proportionate responsibility. Your recovery falls by whatever percentage of fault lands on you and vanishes entirely once your share passes fifty percent. That is why an adjuster works so hard, so early, to attach a number to you. Every point is money the carrier keeps. Coverage, which is usually the real ceiling. Texas minimum liability limits are low enough that a serious injury exhausts the at-fault driver’s policy within days. After that the question stops being what your case is worth and becomes where the rest of the money is. Underinsured motorist coverage on your own policy, a commercial policy behind the other vehicle, a second at-fault driver, or an employer. Locally, the crashes cluster where you would expect. TxDOT records put the most collision-prone stretch of I-35 in the city near O’Connor Road at roughly 154 crashes in a year, with the Judson Road segment close behind at 138. A San Antonio car accident lawyer who works these corridors knows which insurers defend them and how those files usually resolve.
How We Help
A Team that fights for you
We deal with insurance
PIP, UM and UIM on your policy and on any household policy, the at-fault driver’s limits, and any commercial or employer coverage behind them. Your car accident lawyer in San Antonio should do this in week one, because it determines everything that follows.
We collect evidence
Providers who work on a letter of protection, so imaging, therapy, or surgery begins now rather than after a settlement, and your medical record has no gap in it.
We get you medical care
Crash report and 911 audio, business and doorbell footage before it overwrites, black box download where it matters, and reconstruction when the other driver’s version does not match the damage.
Our specialization
What You Can Recover
Emergency & Surgical Costs
Ongoing Rehabilitation Expenses
Lost Wages & Future Income
Pain & Suffering
Motorcycle Repair or Replacement
Scarring & Disfigurement
Emotional & Psychological Trauma
Loss of Enjoyment of Life
Home Modification Costs
Wrongful Death Damages
Success stories
Hear from our clients
"I've had a very positive experience with Kristi and the rest of the team at Ornelas Law. Everyone is very informative a nd helpful an d all my questions and concerns get answered in a timely manner."
Josh L.
Case type
"First time using this attorney and to be honest they are one of the best people I ever spoked to through messages and don't get me started our case manager Kristi is one of the most fun loving and so caring person I ever met through calls and messages she gets things done when we ask her to do so also she will not give up on trying to bug people for answers."
Kim G.
Case type
"I chose Mr. Ornelas because is the greatest law firm, he has helped me every step of the way. And has helped me through the process of getting my settlement and he is the nicest person ever always answers his calls and always answering my questions. He is always on the ball of making sure I got my settlement. Thank goodness for him."
Josie G.
Car Accident
Local Expertise
San Antonio TX Car Accident Lawyers Who Try Cases
Car accident claims are where insurers do their highest-volume work, and volume means a system. The offer arrives fast, it is calculated against the bills submitted so far, and it is designed to be accepted before anyone knows what the injury actually is. What changes the number is a file the carrier believes will be tried, and a San Antonio TX car accident lawyer with a record of trying them. Ours includes a $31 million commercial vehicle death recovery, $21 million and $20 million truck wreck recoveries, $16.5 million in a drunk driving death, and $4.5 million for a client with serious leg injuries, within a firm total above $1 billion.
Your Case
Understanding Your San Antonio Car Accident Case
If the vehicle that hit you had a company name on it, or the driver was working at the time, the case changes shape entirely. The employer’s coverage is typically far larger than a personal auto policy, and Texas gives you routes to reach it. The employer is liable for a driver acting in the course and scope of employment, and separately for its own negligence in entrusting the vehicle. Expect the company to argue the driver was commuting or on a personal errand, since Texas generally treats ordinary commuting as outside the scope. Dispatch records, GPS and telematics, timekeeping, and the driver’s own messages answer that question. Because these claims run on a different body of law, including the 2021 changes in Chapter 72 that let a defendant split the trial, we cover them in depth on our commercial vehicle accident page. If a company vehicle was involved in your crash, start there or simply call us.
If you were injured in a car accident caused by someone else’s negligence, you likely have a case. This includes being hit by a distracted driver, rear-ended at a stoplight, or involved in a collision caused by a reckless or impaired driver. A free consultation with our team can help you understand your options.
What if the other driver doesn't have insurance?
Texas law requires drivers to carry insurance, but not everyone does. If you’re hit by an uninsured or underinsured driver, you may still be able to recover compensation through your own policy or other legal avenues. Our attorneys can walk you through the process.
How much is my car accident case worth?
The value of your case depends on several factors, including the severity of your injuries, your medical expenses, lost income, and the impact on your daily life. Our San Antonio car accident lawyers evaluate every detail to pursue the maximum amount for your claim.
Should I talk to the other driver's insurance company?
No. Insurance adjusters are trained to get you to say things that can be used to reduce or deny your claim. Let your attorney handle all communication with insurance companies to protect your rights.
How long do I have to file a car accident claim in Texas?
The statute of limitations for car accident claims in Texas is generally two years from the date of the accident. However, it’s best to contact a lawyer as soon as possible so evidence can be preserved and your case can be built early.
If you or a loved one has been injured in an accident, donโt wait to get the legal help you need. Our San Antonio personal injury lawyers are standing by to review your case and guide you through every step. Reach out today for a free consultation. Weโre ready to fight for you.
Don’t wait to get the legal representation you need. Our personal injury lawyers are ready to review your case at no cost. Call now or book your free consultation online.